Professionals & Businesses
Group health cover for your employees: it tops up AMO on consultations, pharmacy, hospitalisation, optical and dental, with direct billing in the network of approved clinics.
Click "Request a quote": a form built for this specific product opens, asking only for what's needed to review your request. Once you submit it, a WIFASSUR advisor gets back to you to refine the offer and answer your questions.
AMO reimburses part of the costs on reference tariffs often below real prices, and covers optical, dental and some clinic stays poorly. The top-up plan takes over the remainder, up to the plan's ceilings.
The employer's share is generally a deductible expense, and is not treated as a taxable benefit for the employee within the limits set by law. Your accountant confirms the exact treatment for your situation.
A group contract is possible from a few employees. Below a certain headcount the insurer may ask for a medical questionnaire or apply waiting periods: your advisor points you to the plan suited to your size.
In an AtlantaSanad approved clinic, the facility requests cover from the insurer before admission; you only pay any remainder. Outside the network, you pay first and send the reimbursement file.
No, cover ends with the employment contract, unless a special clause applies. Care started before departure remains reimbursable under the contract's conditions.
For a reimbursement: the care sheet, prescriptions and paid invoices, within the deadline set by the contract. For a hospital stay in the network, the clinic requests cover itself; outside the network, inform the agency before admission when possible.
A few details are enough to get started. The rest is refined with your advisor.
WIFASSUR has supported individuals, professionals, and businesses in Tangier for 19 years. A general insurance agent for AtlantaSanad and licensed by ACAPS (no. A2158), the agency favors personal, human advice at every step, from subscription to ongoing policy management.
Multi-risk protection for your offices and their activities.
Who is it for? Liberal professions working in an office
Protection for your shop, its stock, and its equipment.
Who is it for? Retailers and craftspeople
Multi-risk protection for hotels, restaurants, and cafés.
Who is it for? Hospitality, restaurant, and café professionals
Protection for rental buildings and co-owned properties used for housing, offices, or retail.
Who is it for? Non-occupying owners
Protection dedicated to healthcare practices and establishments.
Who is it for? General practitioners and specialists
Mandatory coverage for damage compromising the structural integrity of the building, for 10 years after completion.
Who is it for? Architects, contractors, engineers, and other parties involved in a construction project
Coverage for your school's liability.
Who is it for? Primary, secondary, higher, or technical education institutions
Coverage for your sports organization's liability.
Who is it for? Sports clubs and associations, all disciplines: football, martial arts, swimming, athletics, team sports
Coverage for your civil liability when your business operations cause damage to a third party.
Who is it for? Companies engaged in industrial manufacturing and/or trading activities
Protection for vehicles used by your employees.
Who is it for? Companies whose employees use vehicles for work
Comprehensive protection for your company's vehicle fleet.
Who is it for? Companies with a vehicle fleet
Coverage for your liability as a carrier: road, sea, or air.
Who is it for? Road hauliers carrying goods for third parties, from the courier van to the articulated lorry
Protection for your own goods during transport within Morocco.
Who is it for? National carriers
Protection for logistics professions: carriers, freight forwarders, handling, storage, and moving.
Who is it for? Carriers and lessors (tankers, refrigerated, dump trucks, vehicle transport, courier)
Protection for your machinery against breakdowns and accidental damage.
Who is it for? Companies in any sector using machinery or technical installations
Protection for your IT equipment and servers.
Who is it for? Industrial, commercial, or service companies with IT equipment to protect
Broad coverage for industrial sites: buildings, equipment, goods, business interruption, and liability.
Who is it for? Industrial companies: chemicals, agri-food, large-scale retail, machinery and equipment manufacturers, among others
Protection for your construction site from day one until completion of the works.
Who is it for? Project owners and professionals involved in a construction project
A collective retirement savings plan for your employees.
Who is it for? Companies wanting to retain their teams with a retirement benefit
Mandatory coverage for your employees against occupational risks.
Who is it for? Any company with employees (in particular governed by law No. 18-12)