Professionals & Businesses
The carrier's liability for goods entrusted to it: loss, damage and deterioration during transport, handling and intermediate storage — road, sea or air.
Click "Request a quote": a form built for this specific product opens, asking only for what's needed to review your request. Once you submit it, a WIFASSUR advisor gets back to you to refine the offer and answer your questions.
Carrying goods for third parties is a regulated activity, and the carrier's liability for entrusted goods is set by law. In practice no serious client hands over goods without a carrier-liability certificate: it is required in almost every contract and tender.
Carrier liability covers your liability towards your client, within limits often calculated per kilo. Goods-in-transit insurance covers the value of the goods themselves, even without fault by the carrier. The two complement each other; the owner of the goods often takes out the second.
Yes, with a geographical extension. International road transport falls under the CMR convention, which sets its own liability limits: your advisor adapts the cover to the areas you serve.
Usually yes, per claim. Its amount is discussed together with the limits: a higher deductible lowers the premium, provided you can absorb it.
Have the damage recorded on delivery (written reservations on the delivery note, photos), keep the consignment note and transport documents, and inform your agency within 5 days. An expert can be appointed quickly to limit the loss.
Written reservations on delivery, photos of the damage, consignment note and transport documents, declaration to your WIFASSUR agency within 5 days. In case of theft, police report within 24 hours.
A few details are enough to get started. The rest is refined with your advisor.
WIFASSUR has supported individuals, professionals, and businesses in Tangier for 19 years. A general insurance agent for AtlantaSanad and licensed by ACAPS (no. A2158), the agency favors personal, human advice at every step, from subscription to ongoing policy management.
Multi-risk protection for your offices and their activities.
Who is it for? Liberal professions working in an office
Protection for your shop, its stock, and its equipment.
Who is it for? Retailers and craftspeople
Multi-risk protection for hotels, restaurants, and cafés.
Who is it for? Hospitality, restaurant, and café professionals
Protection for rental buildings and co-owned properties used for housing, offices, or retail.
Who is it for? Non-occupying owners
Protection dedicated to healthcare practices and establishments.
Who is it for? General practitioners and specialists
Mandatory coverage for damage compromising the structural integrity of the building, for 10 years after completion.
Who is it for? Architects, contractors, engineers, and other parties involved in a construction project
Coverage for your school's liability.
Who is it for? Primary, secondary, higher, or technical education institutions
Coverage for your sports organization's liability.
Who is it for? Sports clubs and associations, all disciplines: football, martial arts, swimming, athletics, team sports
Coverage for your civil liability when your business operations cause damage to a third party.
Who is it for? Companies engaged in industrial manufacturing and/or trading activities
Protection for vehicles used by your employees.
Who is it for? Companies whose employees use vehicles for work
Comprehensive protection for your company's vehicle fleet.
Who is it for? Companies with a vehicle fleet
Protection for your own goods during transport within Morocco.
Who is it for? National carriers
Protection for logistics professions: carriers, freight forwarders, handling, storage, and moving.
Who is it for? Carriers and lessors (tankers, refrigerated, dump trucks, vehicle transport, courier)
Protection for your machinery against breakdowns and accidental damage.
Who is it for? Companies in any sector using machinery or technical installations
Protection for your IT equipment and servers.
Who is it for? Industrial, commercial, or service companies with IT equipment to protect
Broad coverage for industrial sites: buildings, equipment, goods, business interruption, and liability.
Who is it for? Industrial companies: chemicals, agri-food, large-scale retail, machinery and equipment manufacturers, among others
Protection for your construction site from day one until completion of the works.
Who is it for? Project owners and professionals involved in a construction project
A collective retirement savings plan for your employees.
Who is it for? Companies wanting to retain their teams with a retirement benefit
Mandatory coverage for your employees against occupational risks.
Who is it for? Any company with employees (in particular governed by law No. 18-12)
Supplementary health coverage for your teams.
Who is it for? Small and medium businesses, from a few employees, wanting to offer real health cover